Thinking about the Weather

I walked the dogs yesterday, and was caught in a hail storm.
One dog found it distressing and wanted to drag us all straight home. The other dog seemed to think it was pretty exciting.
I don’t thing Seattle has suffered from as many severe winter storms this year as other parts of the U.S., although I was in Arizona last week and missed that one.  Getting caught in a storm does make me wonder what weather is going to look like five or ten or twenty years from now as the catastrophic effects of greenhouse gas emissions become a permanent part of our seasons. Tornadoes? Tsunamis? Torrential rain storms? Mud slides? Wild fires? Winds that tear our roofs off?
Will our homeowner’s insurance need special riders for coverage of specific weather events, or will we have to obtain separate insurance as we do for earthquakes?
After seventeen years in the Pacific Northwest, I have grown accustomed to getting wet and muddy on a regular basis. I have adequate rain gear for most conditions, but I’m wondering if I will start to need to carry a shovel.

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